Nisus Finance Investment Consultancy FZCO (NiFCO Dubai) has signed a Memorandum of Understanding (MoU) with blockchain advisory firm Xchain Technologies FZCO (Toyow) to tokenise up to US$500 million (Rs 41.6 billion) worth of real estate assets. The move marks a major step towards adopting Web3 technology in real estate investment across the UAE.
As part of the agreement, Nisus Finance will launch a Security Token Offering (STO) of its real estate assets under management (AUM) via Toyow鈥檚 multi-category tokenised real-world asset (RWA) marketplace. Toyow will offer complete technical support, including smart contract development, blockchain integration, and regulatory compliance across jurisdictions.
鈥淭his MoU helps us pioneer real estate funds on a Web3 platform, ushering in a new era of tokenised real estate investment,鈥� said Amit Goenka, Chairman and Managing Director of Nisus Finance Group. 鈥淪TOs are secure, transparent, and offer a pathway to fuel growth in the UAE鈥檚 property sector.鈥�
Surajit Chanda, Co-founder of Toyow, added, 鈥淚nstitutional-grade tokenisation is no longer theoretical鈥攊t鈥檚 here and reshaping capital flows into real estate. Our platform will unlock liquidity and secure access to high-quality assets globally.鈥�
Toyow will manage investor onboarding, KYC/AML processes, wallet custody, and both primary issuance and secondary trading of the tokenised assets. Investors will be able to participate in the STO using the Toyow Token ($TTN).
The partnership aligns with the UAE鈥檚 national innovation strategy, following recent developments like the Dubai Land Department鈥檚 tokenised real estate initiative, and supports forecasts that tokenised real estate transactions could reach Dh60 billion by 2033.
According to Deloitte, tokenised private real estate funds may reach US$1 trillion by 2035, with overall tokenised real estate projected to grow to US$4 trillion, driven by benefits like fractional ownership, lower costs, and broader investor access.
This collaboration forms part of Toyow鈥檚 US$38 billion global tokenisation pipeline, and underscores a broader shift towards digitising high-value assets鈥攊ncluding real estate, art, metals, and alternatives鈥攖hrough blockchain for scalable, compliant trading.
With tokenisation offering a more liquid, accessible, and efficient investment model, this venture positions Nisus Finance and Toyow at the forefront of a global transformation in how capital is raised and deployed in the real estate market.
